Frequently asked Questions
How does a pawn loan work?
Pawn loans are a fast and easy way to borrow money without a credit check or hassle. Loan amounts are based on the value of your collateral, not your credit rating or pay schedule. Subject to California state laws, a typical pawn loan has a term length of 4 months. If you cannot pay back your loan in full at its maturity, we offer extensions/renewals (where permitted by state law) to give you extra time. You may also choose to surrender your collateral as payment in full.
We loan on a variety of items, including gold and diamond jewelry, watches, antiques, art, estate jewelry, silver, sterling flatware, etc. Simply bring us an item of value, along with a valid photo ID and we’ll get you money in minutes after your loan is approved.
How do you determine an item’s worth?
Our jewelry pawn loans are based on the value of your item—its current market resale value and its condition. We use our extensive network of jewelry resellers all over the world as well as research tools we have at hand to determine an item’s value and get you the most money we can.
Are pawnshops regulated?
Yes. California has regulated the pawn industry for decades, and all pawnbrokers are required to be licensed and regulated by local authorities as well. We are also subject to Federal laws such as Truth In Lending Act.
